ASPEN FINANCIAL MANAGEMENT                                            (575) 377-9404  
Building Client Trust and Confidence        
                  

Investment Philosophy

We are committed to providing you with the best possible financial service.


We live in a world ripe with financial opportunities, offering a myriad of investment avenues to pursue. While each may promise the potential for reward, a singular and narrowly defined investment approach may be limiting. Selecting the right combination of these opportunities is the challenge.

Achieving financial success is a complex and confusing process to even the most experienced investor - one that requires a significant amount of time, knowledge, and resources. Aspen Financial Management demands a different investment approach, one that elevates our clients' portfolio beyond one-dimensional product strategies and leverages the expertise of highly skilled professional investment managers.

Our services are designed to protect and increase your wealth by delivering the potential for superior returns, with an unprecedented level of personalized service and expertise. What distinguishes our program is its personal emphasis. We build around you - your goals, your time frame, and your tolerance for risk. As your needs change, our ongoing management process ensures that your investment portfolio evolves with you. Aspen Financial Management's philosophy is not a get-rich-quick strategy or "hot-tip" investment product. Instead, we employ a disciplined process that sophisticated institutional investors have followed for decades in managing their investments.

Your portfolio strategy begins with a personalized investment analysis, and then graduates through the portfolio construction process, in which asset classes and multiple style allocations are combined to meet your investment objectives. The result is a well-tuned, five-step asset management process designed to respond to your individual needs while also responding to the dynamics of capital markets.

Step 1   Determine your risk profile and objectives

Step 2   Set your portfolio allocation policy

Step 3   Manage according to economic and market conditions

Step 4   Rebalance your portfolio as market conditions dictate

Step 5   Fine tune your portfolio as your needs change

As experienced fee based investment professionals, we are committed to understanding your unique needs, and providing the time and resources to formulate a prudent financial strategy to help you protect and grow your wealth.

If you would like additional ideas on how we can help you improve upon your investment portfolio, talk to us. We look forward to serving your needs in confidence and ensuring your success in this world of investment opportunity.